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Test Ride Insurance

MBA has been offering vehicle rental insurance for Motorhomes and Trailers since 1978. We have had Motorcycle, ATV and Scooter rental insurance available for eight years.

 

MBA now introduces Test Ride Insurance for Motorcycle and Scooter dealers. This is the first time that dealers are going to be able to offer Test Rides to potential purchasers of motorcycles and scooters and have insurance for their dealership, the vehicle and the rider, on an insurance policy that is separate from their current dealer General Liability policy. This policy was designed under state specific rental laws expressly for Test Rides.

 

While some G/L policies may provide coverage for Test Rides most do not. Through our Test Ride program we provide the ability to define the coverage provided to the rider, the coverage for the dealership and most importantly the terms and conditions pertaining to the responsibility and use of the Bike during a Test Ride. Your General liability does not and cannot adequately address such issues.

 

J.D. Power surveyed motorcycle buyers; they found that 90% of motorcycle buyers said a test ride had a moderate to strong influence on their purchase decision.

 

Test Ride Insurance – ‘Ride It … to Buy It'

 

Coverage:

  1. $1,000,000 Third party liability for the dealer
  2. Statutory third party liability for the rider
  3. Statutory limit of Uninsured / Underinsured motorist
  4. Comprehensive and Collision

Policy Details:

  1. Test Rider cost $20.00 - ($10.00 / bikes under $2000 )
  2. Test Rider will also be charged a minimum $1.00 rental fee. You determine the amount and you collect the rental fee.
  3. Test Rider time allowed – 15 minutes to 2 hours – you determine the length of time.
  4. Test Ride may select up to five bikes per contract.

Program Administration:

Your sales staff will go on-line to www.TestRideIns.com and complete a short Rider application for the Test Ride. You will instantly receive the ride contract, the terms and conditions and the certificate of insurance for the Test Ride.

For a quote click here.