American Modern Insurance Group

The companies of the American Modern Insurance Group are nationally recognized leaders in meeting the specialty insurance needs of more than one million policy holders in 49 states. American Modern’s parent - The Midland Company has been in business since 1938 and has been rated "A" (excellent) or "A+" (superior) for more than 20 consecutive years by A.M. Best.

Your Choice of Protection.

We offer two types of policies: Liability only or a combination

Liability/Comprehensive/Collision policy. Select the one that's right for your bike and your situation.

Replacement Cost Coverage. Don't suffer from costly depreciation. This optional protection, available on select cycles, pays to policy limits to replace a loss to your cycle. If your bike is stolen or damaged beyond repair, and Replacement Cost coverage is part of your policy, we will pay to replace the lost unit with another of like kind and quality.

Accessory Coverage. We include $3,000 in coverage for all permanently-attached accessory items, including non-manufacturer accessories. Need more coverage? Just tell your agent.

Roadside Assistance Coverage through Motorcycle Touring Service (MTS). Add this optional coverage to your policy, and your bike will either be fixed at the scene or taken to the nearest repair facility. Designed specifically for cycles, this roadside assistance plan doesn't require that you pay up front and wait for a reimbursement check. All you do is sign and ride!

Helmet Collision. If your headgear is damaged due to a covered loss, we'll pay up to $400 per helmet, $800 per occurrence.

Safety Apparel Coverage. Optional protection for approved cycle clothing and apparel, when damaged in an accident.

Travel Loss Coverage. This optional coverage provides protection to policy limits for:

Trip Interruption Coverage. If your cycle breaks down or is damaged when you're 100 miles or more from home, we cover meals and lodging expenses, as well as alternate transportation home.

Tow Coverage. We pay to policy limits for your tow.

Premium Discounts. We offer many discounts, ranging from completing a motorcycle safety course to insuring two or more bikes on the same policy. We even give a discount if you're claim-free and renew your policy for another term with us. Check with your agent for more information.

Multiple Deductible Options. We offer many deductible options, which vary depending on the type of cycle you're insuring with us. Ask your agent for details.

Fast and Reliable Claims Service. Our customers can report a claim online or over the phone, any time day or night. Call during business hours, and a customer service representative can take your claim personally. We also have after-hours and weekend service for emergencies!

Various Payment Options. To make paying easier, we accept checks, Visa®, MasterCard®, American Express®, Discover®, and debit cards. We are also able to offer some of our customers installment payment options.

*Information provided by American Modern Home Insurance Group

Please Note: Coverages may vary by state. These descriptions are intended only as a guideline. All terms and coverages are defined solely by your policy.

Formost Insurance Group

At Foremost, they specialize in offering the kind of motorcycle insurance coverage that gives you real peace of mind. And the new Foremost motorcycle insurance program has been developed to help you enjoy every trip out on the open road.

You can get Foremost coverage for a wide range of cycles including touring bikes, sport bikes, trike conversions, as well as custom and classic cycles.

A specialized motorcycle insurance policy means that you're covered whether you're out for a spin or touring cross-country on your bike. They can help you protect your investment with important standard and optional coverages.

Foremost is a national leader in specialty insurance with more than 1.3 million customers in 49 states.

These coverages include:

Annual policies. You can enjoy year-round coverage with no lay-up period, so if there's a beautiful winter day when the road is calling to you, rest assured that you're covered. No extra phone calls, no hassles!

Towing and Roadside Assistance. If your bike breaks down and can't be ridden, help is just a toll-free phone call away. A provider will be sent to the scene with the proper equipment to service your bike. And if your bike breaks down due to a covered collision away from home, $500 of Trip Interruption Coverage is provided.

Safety Apparel Coverage. Provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and leathers.

Optional Equipment Coverage. Provides $3,500 coverage for most accessories permanently attached to your bike such as parts, decorations, custom painting, chroming, side cars or other items that were not originally provided by the manufacturer as standard equipment.

Replacement Cost Coverage.For up to two years on bikes purchased new with a maximum MSRP of $35,000 (bike must be replaced).

Money-Saving Discounts including:

• Multi-Unit discounts of up to 50%
• Multi-Policy discounts
• Mature driver discount
• Discount for a good driving record (no accidents or violations)
• Safety course discount
• Discount for prior Motorcycle insurance
• Affinity group discount
• Broad Coverage

Choice of Deductibles and Payment Plans. Higher deductibles can help lower the cost of your premium. Flexible payment plans help you keep your monthly budgeting on track. Together they can help you keep your premium payments affordable.

*Information provided by Foremost Insurance Group

Please Note: Coverages may vary by state. These descriptions are intended only as a guideline. All terms and coverages are defined solely by your policy.

Dairyland Insurance

Dairyland is a leader in the motorcycle insurance industry. They offer great rates, discounts and outstanding customer service. Choose the coverages, deductibles, policy terms and flexible payment programs that meet your specific needs. Sentry's property and casualty companies are rated A+ by A.M. Best.

These coverages include:

Flexible pay plans to fit your budget and lifestyle

24-hour claims service anywhere in the United States

Experienced representatives to answer your coverage and billing questions

$3,000 of optional equipment coverage automatically included

Optional Excursion Diversion to cover your riding apparel and other costs while traveling including reimbursement for trip interruption

Optional Physical Damage Plus guarantees the use of original manufacturers parts

Twelve months of coverage for 8-10 months of premium

Additional coverage for optional equipment, plus towing and emergency road service is available.

*Information provided by Dairyland Insurance

Please Note: Coverages may vary by state. These descriptions are intended only as a guideline. All terms and coverages are defined solely by your policy.

Progressive Insurance

Ride with the pack! More than a million riders choose Progressive to insure their motorcycles, making us the largest motorcycle insurer in the United States. Choose the insurance coverages that fit your needs - options include Liability, Medical Payments, Roadside Assistance and more.

These coverages include:

Custom Parts and Equipment (CPE). When Physical Damage Liability coverage (Comprehensive or Collision coverage) is purchased, at least $1,000 of Custom Parts and Equipment (CPE) coverage is included in most states. Additional CPE coverage can be purchased to cover equipment, up to $30,000 in value.

CPE covers equipment, devices, accessories, enhancements and changes, other than those that the manufacturer originally installs, that alter the appearance or performance of the motorcycle or off-road vehicle.

Roadside Assistance. Roadside Assistance coverage provides towing to the nearest qualified repair facility and necessary labor at the place of disablement when your motorcycle or off-road vehicle is disabled. This coverage extends to trailers being towed by a motorcycle. Immediate sign and drive assistance means you have no out-of-pocket expenses - just sign the receipt and you're back on your way. Roadside Assistance is available 24/7.

Motorcycle / ATV Discounts. Safe riders could receive lower rates - driving record, age, marital status, bike type and claim history are factored in when determining rates.

Other discounts include: Honda Rider's Club of America (HRCA) membership discount, insuring multiple motorcycles and homeowner discount.

Information provided by Progressive Insurance

Please Note: Coverages may vary by state. These descriptions are intended only as a guideline. All terms and coverages are defined solely by your policy.