Statutory Limits

The table that follow displays the minimum financial responsibility or compulsory liability insurance limits for all of the states.

The laws of all states express the requirements in terms of split limits.  For example, if the chart shows "25/50/10",

the law requires that the policy provide at least $25,000 for bolidy injury to each person., $50,000 for all bodily injury

and $10,000 for property damage, each accident.

The insurance laws of some states also state the requirement in terms of a combined single limit. For example, if the chart shows

"15/30/10 or 40, the law provides that a policy with a combined single limit of $40,000 will also satisfy the requirement.

A combined single limit of $40,000 means taht the insurance will pay up to $40,000 for all bodily injury and property damage arising

out of each accident.

State Limits

State
Liability Limits
State Liability Limits
Alabama
20/40/10
Nebraska 25/50/25
Alaska
50/100/25
Nevada 15/30/10
Arizona
15/30/10
New Hampshire 25/50/25
Arkansas
25/50/25
New Jersey 15/30/5
California
15/30/5
New Mexico 25/50/10
Colorado
25/50/15
New York 25/50/10
Connecticut
20/40/10
Ohio 12.5/25/7.5
Delaware
15/30/10
Oklahoma 25/50/25
Florida
10/20/10
Oregon 25/50/10
Georgia
25/50/25
Pennsylvania 15/30/5
Idaho
25/50/15
Rhode Island 25/50/25
Illinois
50/100/50
South Carolina 25/50/25
Indiana
25/50/10
South Dakota 25/50/25
Iowa
20/40/15
Tennessee 25/50/10
Kansas
25/50/10
Texas 20/40/15
Kentucky
25/50/10
Texas 20/40/15
Louisiana 10/20/10 Vermont 50/100/10
Maine 350 CSL Washington 25/50/10
Maryland 20/40/15 West Virginia 20/40/10
Michigan 20/40/10 Wisconsin 25/50/10
Minnesota 30/60/10 Wyoming 25/50/20
Mississippi 25/50/25 North Carolina 30/60/25
Missouri 25/50/10 North Dakota 25/50/25
Montana 25/50/10 Utah 25/50/15
    Virgina 25/50/20
       
       
 
 

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